Most people think risk is something that happens in the market. But in reality, risk exists across your entire financial life. It is present in how you earn, how you invest, how you spend, and how you plan for the future. The challenge is that these risks are not always obvious. They build quietly and show up only when something goes wrong. This is why a personal financial risk assessment is not optional. It is essential. It helps you move from assumptions to clarity. It allo